{"id":1666,"date":"2026-02-16T00:01:03","date_gmt":"2026-02-15T21:01:03","guid":{"rendered":"https:\/\/sunpress4.com\/index.php\/2026\/02\/16\/hazine-destekli-tarim-ve-esnaf-kredilerine-duzenleme\/"},"modified":"2026-02-16T00:01:04","modified_gmt":"2026-02-15T21:01:04","slug":"hazine-destekli-tarim-ve-esnaf-kredilerine-duzenleme","status":"publish","type":"post","link":"https:\/\/sunpress4.com\/index.php\/2026\/02\/16\/hazine-destekli-tarim-ve-esnaf-kredilerine-duzenleme\/","title":{"rendered":"Hazine destekli tar\u0131m ve esnaf kredilerine d\u00fczenleme"},"content":{"rendered":"<p>Hazine destekli tar\u0131m ve esnaf kredilerine eri\u015fim \u015fartlar\u0131nda \u00f6nemli bir g\u00fcncelleme yap\u0131ld\u0131. Cumhurba\u015fkan\u0131 Karar\u0131 ile Resmi Gazete&#8217;de yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe giren yeni d\u00fczenleme, \u00f6zellikle vergi ve sosyal g\u00fcvenlik prim borcu olan faydalan\u0131c\u0131lar\u0131 ilgilendiriyor.<\/p>\n<p>De\u011fi\u015fiklik kapsam\u0131nda; Ziraat Kat\u0131l\u0131m Bankas\u0131 A\u015e taraf\u0131ndan sunulan Tar\u0131msal \u00dcretime Y\u00f6nelik Hazine Kar Pay\u0131 Destekli Yat\u0131r\u0131m ve \u0130\u015fletme Finansman\u0131, T.C. Ziraat Bankas\u0131 A\u015e ile Tar\u0131m Kredi Kooperatiflerince sa\u011flanan Hazine Faiz Destekli Tar\u0131msal \u00dcretim Kredileri ve T\u00fcrkiye Halk Bankas\u0131 A\u015e&#8217;nin Esnaf ve Sanatkarlara Y\u00f6nelik Hazine Faiz Destekli Yat\u0131r\u0131m ve \u0130\u015fletme Kredisi programlar\u0131 yeniden d\u00fczenlendi.<\/p>\n<p>Art\u0131k kredi veya finansman kullanmak isteyen faydalan\u0131c\u0131lar\u0131n, ba\u015fvuru tarihinden en fazla 15 g\u00fcn \u00f6nce al\u0131nm\u0131\u015f bir belgeyle, vergi dairelerine vadesi ge\u00e7mi\u015f vergi veya sosyal g\u00fcvenlik prim borcu bulunmad\u0131\u011f\u0131n\u0131 ibraz etmesi gerekecek. Amme Alacaklar\u0131n\u0131n Tahsil Usul\u00fc Hakk\u0131ndaki Kanun uyar\u0131nca borcu olanlar\u0131n ise bu bor\u00e7lar\u0131 yap\u0131land\u0131rm\u0131\u015f ve yap\u0131land\u0131rmay\u0131 bozmam\u0131\u015f olmalar\u0131 \u015fart\u0131 aranacak.<\/p>\n<p>E\u011fer bu ko\u015ful sa\u011flanamazsa, kullan\u0131lacak finansman veya kredinin y\u00fczde 25&#8217;i kadar bir tutar, ba\u015fvuru sahibi ad\u0131na ilgili vergi veya prim dairelerine aktar\u0131lacak. Bu yolla tahsil edilecek y\u0131ll\u0131k \u00fcst limit 300 bin lira olarak belirlendi.<\/p>\n<p>Ayr\u0131ca, bu borcun faizine ili\u015fkin Hazine taraf\u0131ndan sa\u011flanacak indirim oran\u0131 da y\u00fczde 25 olacak.<\/p>\n<p>Ancak, temel hayvansal ve bitkisel \u00fcretim alanlar\u0131nda tamam\u0131 ayni olarak ve 400 bin liraya kadar kulland\u0131r\u0131lan finansmanlar ile belirli meslek gruplar\u0131ndaki esnaf ve sanatkarlara verilen krediler i\u00e7in 31 Aral\u0131k 2026 tarihine kadar bu vergi ve prim borcu \u015fart\u0131 aranmayacak.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hazine destekli tar\u0131m ve esnaf kredilerine eri\u015fim \u015fartlar\u0131nda \u00f6nemli bir g\u00fcncelleme yap\u0131ld\u0131. Cumhurba\u015fkan\u0131 Karar\u0131 ile Resmi Gazete&#8217;de yay\u0131mlanarak y\u00fcr\u00fcrl\u00fc\u011fe giren yeni d\u00fczenleme, \u00f6zellikle vergi ve sosyal g\u00fcvenlik prim borcu olan faydalan\u0131c\u0131lar\u0131 ilgilendiriyor. De\u011fi\u015fiklik kapsam\u0131nda; Ziraat Kat\u0131l\u0131m Bankas\u0131 A\u015e taraf\u0131ndan sunulan Tar\u0131msal \u00dcretime Y\u00f6nelik Hazine Kar Pay\u0131 Destekli Yat\u0131r\u0131m ve \u0130\u015fletme Finansman\u0131, T.C. Ziraat Bankas\u0131 A\u015e [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":1667,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/1666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/comments?post=1666"}],"version-history":[{"count":1,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/1666\/revisions"}],"predecessor-version":[{"id":1668,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/1666\/revisions\/1668"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media\/1667"}],"wp:attachment":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media?parent=1666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/categories?post=1666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/tags?post=1666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}