Halkbank, 2025 mali y\u0131l\u0131n\u0131n g\u00fc\u00e7l\u00fc finansal sonu\u00e7lar\u0131n\u0131 kamuoyu ile payla\u015ft\u0131. Bankan\u0131n aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc, 2025 y\u0131l sonu itibar\u0131yla bir \u00f6nceki y\u0131la g\u00f6re %43’l\u00fck \u00f6nemli bir art\u0131\u015fla 4,3 trilyon TL’ye eri\u015fti. Bu b\u00fcy\u00fcme ivmesiyle Halkbank, nakdi kredi portf\u00f6y\u00fcn\u00fc %36 oran\u0131nda art\u0131rarak 2 trilyon TL’ye; gayri nakdi kredilerini ise %47 y\u00fckseli\u015fle 1,2 trilyon TL seviyesine ta\u015f\u0131d\u0131. Toplam kredi hacmi de %40 b\u00fcy\u00fcyerek 3,2 trilyon TL’ye ula\u015ft\u0131 ve bankan\u0131n ekonomiye sa\u011flad\u0131\u011f\u0131 finansman deste\u011finin boyutunu g\u00f6zler \u00f6n\u00fcne serdi.<\/p>\n
Y\u0131l boyunca istikrarl\u0131 bir performans sergileyen Halkbank, mevduat b\u00fcy\u00fckl\u00fc\u011f\u00fcn\u00fc de 2024 sonuna k\u0131yasla %46 oran\u0131nda art\u0131rarak 3,5 trilyon TL’ye \u00e7\u0131kard\u0131. Bankan\u0131n finansal g\u00fcc\u00fcn\u00fc yans\u0131tan \u00f6zkaynaklar\u0131 %43’l\u00fck bir y\u00fckseli\u015fle 218 milyar TL’ye ula\u015f\u0131rken, menkul de\u011ferler portf\u00f6y\u00fcndeki %52’lik art\u0131\u015fla 1,2 trilyon TL’ye ula\u015fmas\u0131 dikkat \u00e7ekti. Bu veriler, Halkbank’\u0131n sekt\u00f6rdeki sa\u011flam duru\u015funu ve stratejik y\u00f6netimini peki\u015ftiriyor.<\/p>\n
Halkbank’\u0131n 2025 y\u0131l\u0131ndaki net k\u00e2r\u0131 ise \u00f6nceki y\u0131la g\u00f6re %79,6 gibi rekor bir art\u0131\u015fla 27 milyar 131 milyon TL olarak ger\u00e7ekle\u015fti. Bu y\u00fcksek k\u00e2rl\u0131l\u0131k, bankan\u0131n ba\u015far\u0131l\u0131 operasyonel performans\u0131n\u0131 ve etkin maliyet y\u00f6netimini ortaya koyuyor.<\/p>\n
Finansal sonu\u00e7lar\u0131 de\u011ferlendiren Halkbank Genel M\u00fcd\u00fcr\u00fc Osman Arslan, 2025 y\u0131l\u0131n\u0131n bankac\u0131l\u0131k sekt\u00f6r\u00fc i\u00e7in ekonomik geli\u015fmelerle paralel, istikrarl\u0131 bir b\u00fcy\u00fcme y\u0131l\u0131 oldu\u011funu belirtti. Arslan, Halkbank’\u0131n bu d\u00f6nemde kaynaklar\u0131n\u0131 stratejik ve se\u00e7ici alanlara y\u00f6nlendirerek, kredi b\u00fcy\u00fcmesini dengeli bir yakla\u015f\u0131mla y\u00f6netti\u011fini ve likidite ile sermaye yap\u0131s\u0131n\u0131 daha da g\u00fc\u00e7lendirdi\u011fini vurgulad\u0131. \u00d6deme g\u00fc\u00e7l\u00fc\u011f\u00fc ya\u015fayan firmalara sa\u011flanan kredi yap\u0131land\u0131rmalar\u0131yla ekonominin istikrar\u0131na katk\u0131da bulunuldu\u011funu dile getiren Genel M\u00fcd\u00fcr Arslan, etkin risk y\u00f6netimi sayesinde varl\u0131k kalitesindeki risklerin kontrol alt\u0131nda tutuldu\u011funu ve takipteki kredi oran\u0131n\u0131n sekt\u00f6r ortalamas\u0131n\u0131n alt\u0131nda, y\u00f6netilebilir seviyelerde seyretti\u011fini ifade etti.<\/p>\n
Osman Arslan, Halkbank’\u0131n esnaf ve KOB\u0130’lerin finansmana eri\u015fimine verdi\u011fi \u00f6nceli\u011fin alt\u0131n\u0131 \u00e7izdi. 2024 y\u0131l sonunda 266 milyar TL olan esnaf kredi bakiyesinin, 2025 y\u0131l sonunda %20’lik kayda de\u011fer bir art\u0131\u015fla 320 milyar TL’ye y\u00fckseldi\u011fini aktard\u0131. Arslan’\u0131n payla\u015ft\u0131\u011f\u0131 bilgilere g\u00f6re, 2025 itibar\u0131yla esnafa kulland\u0131r\u0131lan kredilerin KOB\u0130 kredileri i\u00e7indeki pay\u0131 %33’e ula\u015f\u0131rken, kredili esnaf say\u0131s\u0131 774 bine \u00e7\u0131kt\u0131. Nakdi krediler i\u00e7inde KOB\u0130 kredilerinin pay\u0131n\u0131n %48 olarak ger\u00e7ekle\u015fti\u011fini belirten Arslan, “961 milyar TL b\u00fcy\u00fckl\u00fc\u011fe ula\u015fan KOB\u0130 kredi hacmimizle, KOB\u0130 finansman\u0131ndaki pazar pay\u0131 liderli\u011fimizi kararl\u0131l\u0131kla s\u00fcrd\u00fcr\u00fcyoruz,” dedi. Bu veriler, Halkbank’\u0131n \u00fclke ekonomisinin temel ta\u015flar\u0131 olan esnaf ve KOB\u0130’lere y\u00f6nelik s\u00fcregelen g\u00fc\u00e7l\u00fc deste\u011fini kan\u0131tl\u0131yor.<\/p>\n
Halkbank’\u0131n sosyal ve ekonomik kalk\u0131nmaya katk\u0131 vizyonu kapsam\u0131nda, Kad\u0131n Giri\u015fimci Kredi Destek Paketi ile 2021 y\u0131l\u0131ndan bu yana yakla\u015f\u0131k 268 bin kad\u0131n giri\u015fimciye toplam 125 milyar TL finansman deste\u011fi sa\u011fland\u0131\u011f\u0131 belirtildi. Genel M\u00fcd\u00fcr Osman Arslan, “\u00dclkemiz genelinde kad\u0131n giri\u015fimcilerin kulland\u0131\u011f\u0131 her \u00fc\u00e7 krediden birinde Halkbank’\u0131n imzas\u0131 bulunuyor,” s\u00f6zleriyle bu alandaki lider rollerini peki\u015ftirdi. Bankan\u0131n sadece finansman sa\u011flamakla kalmay\u0131p, ayn\u0131 zamanda T\u00fcrkiye’deki giri\u015fimcilik ekosisteminin geli\u015fimine de aktif katk\u0131da bulundu\u011funu vurgulayan Arslan, bu y\u00f6ndeki \u00e7al\u0131\u015fmalar hakk\u0131nda detayl\u0131 bilgiler verdi.<\/p>\n
Arslan’\u0131n aktard\u0131\u011f\u0131na g\u00f6re, 236 bin giri\u015fimci m\u00fc\u015fteriye toplam 41 milyar TL kredi kulland\u0131r\u0131l\u0131rken, bu kayna\u011f\u0131n %46’s\u0131 35 ya\u015f alt\u0131 gen\u00e7 giri\u015fimcilere tahsis edildi. Halkbank, “Gen\u00e7 \u0130\u015fi Kredisi”, “\u0130lk Ad\u0131m Kredisi” ve “Tekno Giri\u015fimci” gibi \u00f6zel \u00fcr\u00fcnleriyle gen\u00e7 giri\u015fimcilere y\u00f6nelik finansal destek yelpazesini s\u00fcrekli geni\u015fletiyor ve yenilik\u00e7i projelere imza atan gen\u00e7lere kap\u0131lar\u0131n\u0131 aral\u0131yor.<\/p>\n
Ayr\u0131ca, Aral\u0131k ay\u0131nda 5000’den fazla gencin yo\u011fun kat\u0131l\u0131m\u0131yla d\u00fczenlenen Gen\u00e7\u0130z Zirvesi’nde, gen\u00e7lerin i\u015f fikirlerini hayata ge\u00e7irmelerine olanak tan\u0131yan KGF Kefaletli Gen\u00e7\u0130z Kredisi de ba\u015far\u0131l\u0131 bir \u015fekilde uygulamaya konuldu. Bu zirve, gen\u00e7 giri\u015fimcilik ruhunu te\u015fvik etme a\u00e7\u0131s\u0131ndan \u00f6nemli bir platform olu\u015fturdu.<\/p>\n
Osman Arslan, kad\u0131n ve gen\u00e7 giri\u015fimcilere sa\u011flanan deste\u011fi sadece finansal bir sorumluluk olarak de\u011fil, ayn\u0131 zamanda derin bir toplumsal fayda ve kalk\u0131nma arac\u0131 olarak g\u00f6rd\u00fcklerini belirtti. Bu kapsamda, “\u00dcreten Kad\u0131nlar Bulu\u015fmalar\u0131”, “\u00dcreten Kad\u0131nlar Yar\u0131\u015fmas\u0131” ve “Master Class E\u011fitim Programlar\u0131” gibi inisiyatiflerle kad\u0131n giri\u015fimcilerin bilgi birikimlerini, deneyimlerini ve aralar\u0131ndaki dayan\u0131\u015fma a\u011flar\u0131n\u0131 g\u00fc\u00e7lendirdiklerini ifade etti.<\/p>\n
Arslan, Aile ve Sosyal Hizmetler Bakanl\u0131\u011f\u0131’n\u0131n \u00f6nc\u00fcl\u00fc\u011f\u00fcnde ba\u015flat\u0131lan “Y\u00fckselen Kad\u0131nlar” projesi ile T\u00fcrkiye Sigorta i\u015f birli\u011fiyle hayata ge\u00e7irilen “Kad\u0131n Acentelerle B\u00fcy\u00fcyoruz” gibi projelerin, kad\u0131nlar\u0131n ekonomiye kat\u0131l\u0131m\u0131n\u0131 destekleyen \u00f6nemli ad\u0131mlar oldu\u011funu ve bu t\u00fcr i\u015f birlikleriyle giri\u015fimcilik ekosistemine de\u011fer katmaya devam ettiklerini s\u00f6zlerine ekledi.<\/p>\n","protected":false},"excerpt":{"rendered":"
Halkbank, 2025 mali y\u0131l\u0131n\u0131n g\u00fc\u00e7l\u00fc finansal sonu\u00e7lar\u0131n\u0131 kamuoyu ile payla\u015ft\u0131. Bankan\u0131n aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc, 2025 y\u0131l sonu itibar\u0131yla bir \u00f6nceki y\u0131la g\u00f6re %43’l\u00fck \u00f6nemli bir art\u0131\u015fla 4,3 trilyon TL’ye eri\u015fti. Bu b\u00fcy\u00fcme ivmesiyle Halkbank, nakdi kredi portf\u00f6y\u00fcn\u00fc %36 oran\u0131nda art\u0131rarak 2 trilyon TL’ye; gayri nakdi kredilerini ise %47 y\u00fckseli\u015fle 1,2 trilyon TL seviyesine ta\u015f\u0131d\u0131. Toplam kredi […]<\/p>\n","protected":false},"author":0,"featured_media":1836,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1835","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/1835","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/comments?post=1835"}],"version-history":[{"count":1,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/1835\/revisions"}],"predecessor-version":[{"id":1837,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/1835\/revisions\/1837"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media\/1836"}],"wp:attachment":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media?parent=1835"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/categories?post=1835"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/tags?post=1835"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}