{"id":5763,"date":"2026-08-21T00:00:28","date_gmt":"2026-08-20T21:00:28","guid":{"rendered":"https:\/\/sunpress4.com\/index.php\/2026\/08\/21\/kkmde-sona-dogru\/"},"modified":"2026-08-21T00:00:29","modified_gmt":"2026-08-20T21:00:29","slug":"kkmde-sona-dogru","status":"publish","type":"post","link":"https:\/\/sunpress4.com\/index.php\/2026\/08\/21\/kkmde-sona-dogru\/","title":{"rendered":"KKM&#8217;de sona do\u011fru"},"content":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan yay\u0131mlanan son haftal\u0131k b\u00fclten, T\u00fcrkiye bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ekonomik dinamiklerini ortaya koydu. 14 A\u011fustos itibar\u0131yla sekt\u00f6r\u00fcn toplam kredi hacmi, kayda de\u011fer bir art\u0131\u015fla 201 milyar 298 milyon lira y\u00fckselerek 27 trilyon 683 milyar 273 milyon liraya ula\u015ft\u0131.<\/p>\n<p>Ayn\u0131 d\u00f6nemde, finans sekt\u00f6r\u00fcnde toplam mevduatlar da g\u00fc\u00e7l\u00fc bir ivme yakalad\u0131. Bankalar aras\u0131 dahil olmak \u00fczere, ge\u00e7en hafta 528 milyar 905 milyon liral\u0131k \u00f6nemli bir art\u0131\u015fla toplam mevduat tutar\u0131 31 trilyon 810 milyar 6 milyon liray\u0131 a\u015ft\u0131.<\/p>\n<p>Bireysel finansman\u0131n \u00f6nemli g\u00f6stergelerinden olan t\u00fcketici kredileri, bu d\u00f6nemde 23 milyar 266 milyon lira artarak 3 trilyon 446 milyar 536 milyon liraya y\u00fckseldi. Kredi t\u00fcrlerine g\u00f6re da\u011f\u0131l\u0131m incelendi\u011finde, konut kredileri 821 milyar 956 milyon lira, ta\u015f\u0131t kredileri 41 milyar 352 milyon lira ve ihtiya\u00e7 kredileri ise 2 trilyon 583 milyar 229 milyon lira seviyesinde ger\u00e7ekle\u015fti.<\/p>\n<p>Kurumsal krediler cephesinde, taksitli ticari kredilerin tutar\u0131 15 milyar 719 milyon lira art\u0131\u015fla 4 trilyon 220 milyar 991 milyon liraya ula\u015ft\u0131. Bireysel harcamalar\u0131n \u00f6nemli bir arac\u0131 olan kredi kart\u0131 alacaklar\u0131 ise y\u00fczde 2&#8217;lik bir y\u00fckseli\u015fle 3 trilyon 430 milyar 409 milyon lira olarak kay\u0131tlara ge\u00e7ti.<\/p>\n<p>Bankalar\u0131n bireysel kredi kart\u0131 alacaklar\u0131n\u0131n detaylar\u0131na bak\u0131ld\u0131\u011f\u0131nda, 1 trilyon 271 milyar 119 milyon liral\u0131k k\u0131sm\u0131n\u0131n taksitli, 2 trilyon 159 milyar 290 milyon liral\u0131k b\u00f6l\u00fcm\u00fcn\u00fcn ise taksitsiz bor\u00e7lardan olu\u015ftu\u011fu g\u00f6zlendi.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde dikkat \u00e7eken bir di\u011fer veri ise takipteki alacaklar oldu. 14 A\u011fustos itibar\u0131yla bu kalem, \u00f6nceki haftaya g\u00f6re 5 milyar 433 milyon lira art\u0131\u015fla 833 milyar 304 milyon liraya \u00e7\u0131kt\u0131. Takipteki alacaklar\u0131n 621 milyar 551 milyon liras\u0131 i\u00e7in \u00f6zel kar\u015f\u0131l\u0131k ayr\u0131ld\u0131\u011f\u0131 belirtildi.<\/p>\n<p>Ayn\u0131 s\u00fcre\u00e7te, bankac\u0131l\u0131k sisteminin mali sa\u011flaml\u0131\u011f\u0131n\u0131n g\u00f6stergesi olan yasal \u00f6z kaynaklar, 12 milyar 805 milyon lira art\u0131\u015f kaydederek 5 trilyon 935 milyar 934 milyon lira seviyesine ula\u015ft\u0131.<\/p>\n<p>Kur Korumal\u0131 Mevduat (KKM) bakiyesi ise ge\u00e7ti\u011fimiz hafta d\u00fc\u015f\u00fc\u015f e\u011filimini s\u00fcrd\u00fcrd\u00fc ve 47 milyon lira azalarak 51 milyon liradan sadece 4 milyon liraya geriledi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu (BDDK) taraf\u0131ndan yay\u0131mlanan son haftal\u0131k b\u00fclten, T\u00fcrkiye bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn ekonomik dinamiklerini ortaya koydu. 14 A\u011fustos itibar\u0131yla sekt\u00f6r\u00fcn toplam kredi hacmi, kayda de\u011fer bir art\u0131\u015fla 201 milyar 298 milyon lira y\u00fckselerek 27 trilyon 683 milyar 273 milyon liraya ula\u015ft\u0131. Ayn\u0131 d\u00f6nemde, finans sekt\u00f6r\u00fcnde toplam mevduatlar da g\u00fc\u00e7l\u00fc bir ivme yakalad\u0131. Bankalar [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":5764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[851,850,827],"class_list":["post-5763","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankacilik","tag-kkm","tag-tcmb"],"_links":{"self":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/5763","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/comments?post=5763"}],"version-history":[{"count":1,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/5763\/revisions"}],"predecessor-version":[{"id":5765,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/5763\/revisions\/5765"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media\/5764"}],"wp:attachment":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media?parent=5763"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/categories?post=5763"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/tags?post=5763"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}