{"id":774,"date":"2026-01-17T12:00:54","date_gmt":"2026-01-17T09:00:54","guid":{"rendered":"https:\/\/sunpress4.com\/index.php\/2026\/01\/17\/tesk-esnafin-krediye-erisimindeki-engeller-kaldirilmali\/"},"modified":"2026-01-17T12:00:54","modified_gmt":"2026-01-17T09:00:54","slug":"tesk-esnafin-krediye-erisimindeki-engeller-kaldirilmali","status":"publish","type":"post","link":"https:\/\/sunpress4.com\/index.php\/2026\/01\/17\/tesk-esnafin-krediye-erisimindeki-engeller-kaldirilmali\/","title":{"rendered":"TESK: Esnaf\u0131n krediye eri\u015fimindeki engeller kald\u0131r\u0131lmal\u0131"},"content":{"rendered":"

T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar\u0131 Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, mevcut vergi ve prim bor\u00e7lar\u0131 nedeniyle kredi eri\u015fimi engellenen esnaf ve sanatk\u00e2rlar\u0131n derin bir finansman \u00e7\u0131kmaz\u0131yla kar\u015f\u0131 kar\u015f\u0131ya oldu\u011funu vurgulad\u0131.<\/p>\n

Ba\u015fkan Paland\u00f6ken, binlerce esnaf\u0131n, bor\u00e7lar\u0131 y\u00fcz\u00fcnden kredi ba\u015fvurular\u0131n\u0131n reddedildi\u011fini dile getirerek, “Borcu olan esnaf, borcunu \u00f6demek i\u00e7in kredi aray\u0131\u015f\u0131na giriyor; ancak mevcut sistem ‘Borcun varsa kredi alamazs\u0131n’ diyerek bu imkan\u0131 elinden al\u0131yor. Bu durum, esnaf\u0131m\u0131z\u0131 bir \u00e7\u0131kmaza sokuyor” ifadelerini kulland\u0131.<\/p>\n

Esnaf\u0131n temel ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamakta dahi zorland\u0131\u011f\u0131na dikkat \u00e7eken Paland\u00f6ken; elektrik, su, do\u011falgaz gibi birikmi\u015f faturalardan \u00e7ocuklar\u0131n\u0131n okul taksitlerine, d\u00fckkan masraflar\u0131ndan personel maa\u015flar\u0131na kadar pek \u00e7ok \u00f6deme kalemiyle m\u00fccadele etti\u011fini belirtti. Kredi eri\u015fiminin kesilmesinin, bu s\u0131k\u0131nt\u0131lar\u0131 katlayarak b\u00fcy\u00fctt\u00fc\u011f\u00fcn\u00fc aktard\u0131.<\/p>\n

TESK Genel Ba\u015fkan\u0131, mevcut “bor\u00e7lu esnafa kredi yok” yakla\u015f\u0131m\u0131n\u0131n terk edilmesi ve yerine bor\u00e7lar\u0131n zamanla \u00f6denebilece\u011fi makul, uygulanabilir bir sistemin hayata ge\u00e7irilmesi \u00e7a\u011fr\u0131s\u0131nda bulundu. Aksi takdirde, esnaf\u0131n finansmana ula\u015famamas\u0131 halinde maliyetlerin artaca\u011f\u0131n\u0131, bunun da \u00fcr\u00fcn fiyatlar\u0131na yans\u0131yarak enflasyonu k\u00f6r\u00fckleyece\u011fini, istihdam\u0131 azaltaca\u011f\u0131n\u0131 ve esnaf\u0131n ge\u00e7imini s\u00fcrd\u00fcremez hale gelece\u011fini vurgulad\u0131.<\/p>\n

ESNAF \u0130\u00c7\u0130N NEFES ALDIRACAK \u00c7\u00d6Z\u00dcMLER \u015eART<\/h2>\n

Paland\u00f6ken, kredi politikalar\u0131ndaki engellerin esnaf ve sanatk\u00e2rlar \u00fczerinde yaratt\u0131\u011f\u0131 a\u011f\u0131r y\u00fck\u00fc bir kez daha dile getirerek \u00e7\u00f6z\u00fcm \u00f6nerilerini s\u0131ralad\u0131:<\/p>\n

“Acilen bor\u00e7lar\u0131n yap\u0131land\u0131r\u0131lmas\u0131 ve sonras\u0131nda esnaf\u0131n krediye eri\u015fiminin \u00f6n\u00fcn\u00fcn a\u00e7\u0131lmas\u0131 elzemdir” diyen Paland\u00f6ken, borcunu \u00f6demek i\u00e7in bor\u00e7lanmak zorunda kalan esnaf\u0131n bu k\u0131s\u0131r d\u00f6ng\u00fcden kurtar\u0131lmas\u0131 gerekti\u011fini belirtti. Mevcut kredi engellerinin kald\u0131r\u0131lmas\u0131 ve esnaf\u0131n mali y\u00fck\u00fcn\u00fc hafifletecek, ona nefes ald\u0131racak bir sistemin ivedilikle uygulamaya konulmas\u0131n\u0131n \u00f6nemine dikkat \u00e7ekti.<\/p>\n

TESK olarak, esnaf\u0131n bu kritik finansman sorununa h\u0131zl\u0131 ve kal\u0131c\u0131 bir \u00e7\u00f6z\u00fcm bulunmas\u0131n\u0131 beklediklerini, aksi takdirde ekonomik ve sosyal sonu\u00e7lar\u0131n daha da a\u011f\u0131rla\u015faca\u011f\u0131 uyar\u0131s\u0131nda bulundu.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Esnaf ve Sanatk\u00e2rlar\u0131 Konfederasyonu (TESK) Genel Ba\u015fkan\u0131 Bendevi Paland\u00f6ken, mevcut vergi ve prim bor\u00e7lar\u0131 nedeniyle kredi eri\u015fimi engellenen esnaf ve sanatk\u00e2rlar\u0131n derin bir finansman \u00e7\u0131kmaz\u0131yla kar\u015f\u0131 kar\u015f\u0131ya oldu\u011funu vurgulad\u0131. Ba\u015fkan Paland\u00f6ken, binlerce esnaf\u0131n, bor\u00e7lar\u0131 y\u00fcz\u00fcnden kredi ba\u015fvurular\u0131n\u0131n reddedildi\u011fini dile getirerek, “Borcu olan esnaf, borcunu \u00f6demek i\u00e7in kredi aray\u0131\u015f\u0131na giriyor; ancak mevcut sistem ‘Borcun varsa […]<\/p>\n","protected":false},"author":0,"featured_media":775,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-774","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/774","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/comments?post=774"}],"version-history":[{"count":1,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/774\/revisions"}],"predecessor-version":[{"id":776,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/posts\/774\/revisions\/776"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media\/775"}],"wp:attachment":[{"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/media?parent=774"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/categories?post=774"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sunpress4.com\/index.php\/wp-json\/wp\/v2\/tags?post=774"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}